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Types of Loans

fha loans charleston sc

FHA loans

FHA loans require a lower down payment than conventional loans, making homeownership more accessible.

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USDA Loans

USDA loans provide affordable financing options, aiming to stimulate rural development and homeownership.

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ITIN Loans

Pathway to Homeownership and Financial Empowerment for Non-US Citizens.

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Conventional Loans

Find Out How This Popular Mortgage Option Can Make Homeownership a Reality.

Your Mortgage Expert

Meet Rachael Hutson

I’m a native resident of Charleston! Since 2019 I have been helping people in Charleston buy and refinance their homes. As a full-service wholesale mortgage broker, I offer a variety of loan products with competitive rates to make home ownership dreams a reality. I am hear to help you achieve your dream of home ownership. I understand that every individual’s financial situation and home buying needs are unique, which is why I offer personalized guidance to help you make informed decisions about your mortgage options.

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What Our Client are Saying...

Steve W.
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Hey Rachael. I know you mentioned that you didn't want me to write a letter of recommendation for you, but I have to. You continue to be my top loan officer, and top 5 that Carrington deals with. There have been many managers asking me how my closing ratio is so high, and that is attributable to your diligence and hard work in getting files closed. There have been underwriters that have asked me if you were ever interested in being an underwriter here at Carrington because you know our guidelines so well. You closed over 225 loans last year which is amazing. I can probably count on one hand how many files have not closed that we submitted, and that was due to reasons beyond our control. The team that surrounds you that you built up all have a common goal of getting things done and quickly. If you ever need me to speak to anyone about your work ethic, they can call me anytime. Thanks again for your hard work, and just know that I appreciate the care you have for your clients and hope we will continue to get people into their houses. Cheers!!

Letter of Recommendation from

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