{"id":1171,"date":"2023-09-12T08:21:09","date_gmt":"2023-09-12T08:21:09","guid":{"rendered":"https:\/\/fdmproofs2023.com\/prospermortgages\/?page_id=1171"},"modified":"2023-10-12T11:11:07","modified_gmt":"2023-10-12T11:11:07","slug":"conventional-loans","status":"publish","type":"page","link":"https:\/\/prospermortgages.com\/es\/mortgage-loans\/conventional-loans\/","title":{"rendered":"Conventional Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1171\" class=\"elementor elementor-1171\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d6ed39 inner-banner service-bnr elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d6ed39\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/prospermortgages.com\\\/es\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/AdobeStock_251458534_resized_muted.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" role=\"presentation\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78a0e02\" data-id=\"78a0e02\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cfd00f hero-hd elementor-widget elementor-widget-heading\" data-id=\"5cfd00f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Gu\u00eda Integral para los Pr\u00e9stamos Convencionales: Entendiendo las Opciones para Financiaci\u00f3n de Vivienda\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1561b0f elementor-widget elementor-widget-heading\" data-id=\"1561b0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Descubra c\u00f3mo esta popular opci\u00f3n de hipoteca puede hacer realidad que sea due\u00f1o de una casa.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9782032 elementor-section-content-middle getstart_bar elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9782032\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c04a7b0\" data-id=\"c04a7b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-96b47d1 elementor-widget elementor-widget-heading\" data-id=\"96b47d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Tome el primer paso hacia la casa de sus sue\u00f1os.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2530be2\" data-id=\"2530be2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3aa6d96 defbtn blackbtn elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3aa6d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/prospermortgages.com\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Cont\u00e1ctenos hoy!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-012f52c pad100  elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"012f52c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-793a150\" data-id=\"793a150\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2292786 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2292786\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los pr\u00e9stamos convencionales son uno de los m\u00e1s populares y m\u00e1s usados tipos de hipotecas para los due\u00f1os de viviendas. Ofrecen flexibilidad, tasas de inter\u00e9s competitivas y varias opciones para muchas necesidades financieras diferentes. Si usted planea comprar una casa, entender los pormenores de los pr\u00e9stamos convencionales puede ayudarle a tomar decisiones informadas acerca de sus opciones de hipoteca. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10c3da9 elementor-section-content-middle conventional-sec elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10c3da9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2438a62 pr60\" data-id=\"2438a62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b34c19 bigheading big-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4b34c19\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 son los Pr\u00e9stamos Convencionales?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f17a3af animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f17a3af\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los pr\u00e9stamos convencionales son pr\u00e9stamos de hipoteca que no est\u00e1n garantizados o asegurados por el gobierno. A diferencia de los pr\u00e9stamos respaldados por el gobierno, como los pr\u00e9stamos FHA (Administraci\u00f3n Federal de Vivienda) o los pr\u00e9stamos de VA (Asuntos de veteranos), los pr\u00e9stamos convencionales son financiados por prestamistas privados, como los bancos, uniones de cr\u00e9dito o compa\u00f1\u00edas hipotecarias.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-715aa76 subheading animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"715aa76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo Funcionan los Pr\u00e9stamos Convencionales\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67ee46f animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"67ee46f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los pr\u00e9stamos convencionales proporcionan fondos para comprar o refinanciar casas. El prestamista comprobar\u00e1 la solvencia del prestatario, ingresos y otros factores. Si se aprueba, el prestatario recibir\u00e1 un importe total del pr\u00e9stamo. Los prestatarios pagan despu\u00e9s la cantidad del pr\u00e9stamos en cuotas mensuales durante un per\u00edodo determinado.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f20171e defbtn animated-slow elementor-mobile-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"f20171e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/prospermortgages.com\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Cont\u00e1ctenos hoy!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-588717c\" data-id=\"588717c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11fc2f3 img_eff animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"11fc2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"570\" height=\"520\" src=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/conventional-img1.jpg\" class=\"attachment-full size-full wp-image-1294\" alt=\"\" srcset=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/conventional-img1.jpg 570w, https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/conventional-img1-300x274.jpg 300w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c9f466 pad100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c9f466\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48179a3\" data-id=\"48179a3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1659f62 bigheading animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1659f62\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tipos de Pr\u00e9stamos Convencionales\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a713ea2 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a713ea2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Existen dos tipos principales de pr\u00e9stamos convencionales: los pr\u00e9stamos conformes y no conformes. Exploremos cada tipo con m\u00e1s detalle. \n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-21d9027 mt70 last-two elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21d9027\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f171394\" data-id=\"f171394\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b27e87 elementor-position-left elementor-vertical-align-middle benefit-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"8b27e87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/personal.png\" class=\"attachment-full size-full wp-image-1300\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pr\u00e9stamos Conformes<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos conformes se adhieren a los lineamientos establecidos por empresas patrocinadas por el gobierno (GSE) como Fannie Mae y Freddie Mac. Estos pr\u00e9stamos se \u201cconforman\u201d a los l\u00edmites de pr\u00e9stamos establecidos por estas entidades. En la mayor\u00eda de las \u00e1reas, el l\u00edmite de pr\u00e9stamos conforme para una vivienda unifamiliar es establecido anualmente y va desde $548,250 hasta $822,375, dependiendo de la ubicaci\u00f3n.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba1f8f2 elementor-position-left elementor-vertical-align-middle benefit-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"ba1f8f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/losses.png\" class=\"attachment-full size-full wp-image-600\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pr\u00e9stamos No Conformes<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos no conformes, tambi\u00e9n conocidos como pr\u00e9stamos jumbo, exceden los l\u00edmites de los pr\u00e9stamos establecidos por las GSE. Los prestatarios frecuentemente utilizan los pr\u00e9stamos jumbo para financiar propiedades de valor m\u00e1s alto que exceden los l\u00edmites de los pr\u00e9stamos conformes. Adicionalmente, los pr\u00e9stamos no conformes, pueden incluir pr\u00e9stamos de cartera, ofrecidos por prestamistas que mantienen sus pr\u00e9stamos en su cartera en vez de venderlos en el mercado secundario.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c9d65 elementor-position-left elementor-vertical-align-middle benefit-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"62c9d65\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/credit-limit.png\" class=\"attachment-full size-full wp-image-605\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pr\u00e9stamos Jumbo<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos jumbo son pr\u00e9stamos no conformes que permiten a los prestatarios financiar viviendas que excedan los l\u00edmites de los pr\u00e9stamos conformes. Estos pr\u00e9stamos usualmente tienen tasas de inter\u00e9s m\u00e1s altas y requerimientos de calificaci\u00f3n m\u00e1s estrictos debido a que son cantidades m\u00e1s grandes de pr\u00e9stamos. \n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1916515 elementor-position-left elementor-vertical-align-middle benefit-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"1916515\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/prospermortgages.com\/es\/wp-content\/uploads\/sites\/2\/2023\/09\/portfolio.png\" class=\"attachment-full size-full wp-image-1299\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pr\u00e9stamos de Cartera<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos de cartera son otro tipo de pr\u00e9stamo no conforme. Los prestamistas que optan por mantener los pr\u00e9stamos como parte de su cartera pueden ofrecer lineamientos m\u00e1s flexibles comparados a otros pr\u00e9stamos conforme. Los pr\u00e9stamos de cartera pueden ser ideales para prestatarios con situaciones financieras \u00fanicas o propiedades no est\u00e1ndar.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bd660b apply-loan-sec pad100 blk-left elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bd660b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d8d7c5a pr40\" data-id=\"d8d7c5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5c33f0 small-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a5c33f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ventajas de los Pr\u00e9stamos Convencionales\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b76d20 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9b76d20\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los pr\u00e9stamos convencionales ofrecen varias ventajas, lo que los hace m\u00e1s populares para muchos compradores de vivienda. Exploremos algunos de estos beneficios:\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cce23e apply-blk-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"9cce23e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tasas de Inter\u00e9s M\u00e1s Bajas<\/h3><p class=\"elementor-image-box-description\">Una de las ventajas m\u00e1s importantes de los pr\u00e9stamos convencionales son las potenciales tasas de inter\u00e9s m\u00e1s bajas comparadas a otros tipos de pr\u00e9stamo. Las tasas de inter\u00e9s m\u00e1s bajas pueden ofrecer ahorros sustanciales durante la vida del pr\u00e9stamo, lo que hace m\u00e1s accesible ser due\u00f1o de una vivienda.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29d2d32 apply-blk-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"29d2d32\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">T\u00e9rminos Flexibles<\/h3><p class=\"elementor-image-box-description\"> Los pr\u00e9stamos convencionales dan a los prestamistas varias opciones de t\u00e9rminos, lo que les permite elegir la duraci\u00f3n del pr\u00e9stamo que mejor se acomoda a sus metas financieras. Los pr\u00e9stamos convencionales ofrecen mucha flexibilidad, ya sea que los prefiere a corto plazo con pagos m\u00e1s altos o un pr\u00e9stamo a un per\u00edodo extendido con pagos m\u00e1s bajos.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85e0b59 apply-blk-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"85e0b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Sin Seguro Hipotecario con un 20% de Pago Inicial <\/h3><p class=\"elementor-image-box-description\">Si usted puede realizar un pago inicial de por lo menos el 20% del precio de compra de su casa, usted puede evitar la necesidad de un seguro hipotecario privado (PMI). Planear para un pago inicial m\u00e1s grande le puede ahorrar dinero durante el per\u00edodo de su pr\u00e9stamos reduciendo sus pagos hipotecarios mensuales.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-292e4fc apply-blk-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"292e4fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Proceso de Aprobaci\u00f3n M\u00e1s R\u00e1pido<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos convencionales ofrecen un proceso de aprobaci\u00f3n m\u00e1s r\u00e1pido y \u00e1gil que otros pr\u00e9stamos respaldados por el gobierno. La velocidad puede hacer una diferencia en los mercados de vivienda competitivos en donde \u201ca quien madruga Dios le ayuda\u201d o puede obtener la casa de sus sue\u00f1os que todo mundo desea.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f1a10ea pl60 wht-bg\" data-id=\"f1a10ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b348be small-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3b348be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Desventajas de Pr\u00e9stamos Convencionales\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e0f999 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1e0f999\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aunque los pr\u00e9stamos convencionales tienen numerosos beneficios, es esencial considerar los posibles inconvenientes antes de decidir. Estas son algunas desventajas a tener en cuenta: \n\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef67fc4 apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"ef67fc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Requisitos de Calificaci\u00f3n Exigentes<\/h3><p class=\"elementor-image-box-description\">Los pr\u00e9stamos convencionales tienen requisitos de calificaci\u00f3n m\u00e1s estrictos que los pr\u00e9stamos respaldados por el gobierno. Los prestamistas pueden establecer un nivel m\u00e1s alto para las puntuaciones de cr\u00e9dito y los coeficientes deuda-ingresos e historial de empleo. Estos requerimientos m\u00e1s demandantes puede significar que los prestatarios con situaciones financieras o cr\u00e9ditos menor que el ideal podr\u00edan necesitar ayuda extra para calificar.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2242a4f apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"2242a4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Mayores Requisitos de Pago Inicial <\/h3><p class=\"elementor-image-box-description\">Aunque un pago inicial del 20% puede eliminar la necesidad de PMI, muchos pr\u00e9stamos convencionales a\u00fan podr\u00edan requerir un pago inicial importante. La cantidad exacta var\u00eda de acuerdo con el prestamista y el perfil financiero del prestatario. Ahorra para un pago inicial sustancial puede ser una barrera de entrada para algunos due\u00f1os potenciales de vivienda. \n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ee50a apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"47ee50a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Seguro Hipotecario Privado (PMI)<\/h3><p class=\"elementor-image-box-description\">Si usted no puede realizar un pago inicial del 20%, los prestamistas podr\u00edan solicitar un seguro hipotecario privado (PMI). El PMI protege al prestatario si se atrasa en sus pagos, agrega un costo adicional al pago hipotecario mensual y puede ser una carga financiera para algunos prestatarios. <\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c81b0e0 pad100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c81b0e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d2e896\" data-id=\"5d2e896\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3d025b0 conven-es elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d025b0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4876c5c\" data-id=\"4876c5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90344e9 main-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"90344e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo Calificar para un Pr\u00e9stamo Convencional\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff5861a animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ff5861a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Calificar para un pr\u00e9stamo convencional requiere de cumplir ciertos criterios espec\u00edficos establecidos por los prestamistas. Estos son algunos factores claves que los prestamistas consideran al evaluar solicitudes de pr\u00e9stamos:\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6e07ab misconcept-main elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6e07ab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-084db72\" data-id=\"084db72\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bd5ca0 Misconcept-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"6bd5ca0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Puntuaci\u00f3n e Historial Crediticio<\/h3><p class=\"elementor-image-box-description\">Los prestamistas revisan la puntuaci\u00f3n e historial crediticio para evaluar la solvencia del solicitante. Una puntuaci\u00f3n crediticia m\u00e1s alta demuestra un comportamiento financiero responsable e incrementa la probabilidad de la aprobaci\u00f3n de un pr\u00e9stamo.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b84b0ab Misconcept-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"b84b0ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Relaci\u00f3n Deuda- Ingresos<\/h3><p class=\"elementor-image-box-description\"> Los prestamistas revisan la relaci\u00f3n entre deuda- ingresos (DTI) para asegurarse de que pueden manejar c\u00f3modamente los pagos de la hipoteca y otras obligaciones mensuales. Los prestamistas generalmente prefieren DTI bajos.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b93377 Misconcept-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"4b93377\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Historial de Empleo y Estabilidad de Ingresos<\/h3><p class=\"elementor-image-box-description\">Un historial de empleo estable y un ingreso confiable son consideraciones primarias en el proceso de aprobaci\u00f3n de un pr\u00e9stamo. Los prestamistas eval\u00faan la estabilidad de empleo del prestatario y la consistencia de ingresos para determinar su capacidad de pagar el pr\u00e9stamo. \n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-570f6ce Misconcept-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"570f6ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pago Inicial y Reservas de Efectivo<\/h3><p class=\"elementor-image-box-description\"> El pago inicial es otro factor importante en el proceso de aprobaci\u00f3n de pr\u00e9stamos. Los prestamistas eval\u00faan la capacidad del prestatario para ahorrar y sus reservas de efectivo disponibles, las cuales pueden mostrar m\u00e1s o menos estabilidad financiera.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28b3149 usda-us-othr pad100 pl60 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28b3149\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bbe6305 pr60 usda-us\" data-id=\"bbe6305\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41af45e small-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"41af45e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Solicitando un Pr\u00e9stamo Convencional\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da84020 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"da84020\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Una vez que est\u00e9 listo para solicitar un pr\u00e9stamo convencional, necesitar\u00e1 completar cada uno de estos pasos en su proceso de solicitud.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9470780 apply-blk-box  animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"9470780\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Preaprobaci\u00f3n<\/h3><p class=\"elementor-image-box-description\">Antes de que empiece a buscar casas, considere obtener una preaprobaci\u00f3n primero para un pr\u00e9stamo convencional. La preaprobaci\u00f3n significa que un prestamista eval\u00fae su situaci\u00f3n financiera y determine la cantidad de pr\u00e9stamo para la cual califica. Su calificaci\u00f3n de preaprobaci\u00f3n le da un claro entendimiento de su presupuesto y fortalece su posici\u00f3n como un comprador serio.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc79452 apply-blk-box  animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"bc79452\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Solicitud de Pr\u00e9stamo<\/h3><p class=\"elementor-image-box-description\">Cuando encuentra una propiedad y est\u00e1 listo para proceder con el pr\u00e9stamo, usted completar\u00e1 una solicitud de pr\u00e9stamo con el prestamista que eligi\u00f3. La solicitud recolecta esencialmente informaci\u00f3n acerca de sus ingresos, activos, deudas y la propiedad que tiene intenci\u00f3n de comprar.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2adee4e apply-blk-box  animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"2adee4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Documentaci\u00f3n<\/h3><p class=\"elementor-image-box-description\">Est\u00e9 preparado para proporcionar la documentaci\u00f3n de apoyo como comprobantes de n\u00f3mina, estados de cuenta bancarios, declaraci\u00f3n de impuestos y cualquier informaci\u00f3n adicional que el prestamista solicite. Estos documentos ayudan a verificar la informaci\u00f3n proporcionada en su solicitud de pr\u00e9stamo.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea92a2e apply-blk-box  animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"ea92a2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Proceso de Aseguramiento (Underwriting)<\/h3><p class=\"elementor-image-box-description\">Una vez que se ha entregado su solicitud de pr\u00e9stamo y documentaci\u00f3n, el equipo de aseguramiento del prestamista revisar\u00e1 y analizar\u00e1 la informaci\u00f3n. Ellos evaluar\u00e1n su solvencia, verificar\u00e1n el valor de la propiedad y evaluar\u00e1n cualquier riesgo potencial asociado con el pr\u00e9stamo. \n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fdd9954 pl60  vencional-col\" data-id=\"fdd9954\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62ab74b small-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"62ab74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Consejos para Obtener el Mejor Pr\u00e9stamo Convencional\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03c4576 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"03c4576\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Considere los siguientes consejos para asegurar los mejores t\u00e9rminos en su pr\u00e9stamo convencional.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59963fc apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"59963fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Mejore su Puntuaci\u00f3n Crediticia<\/h3><p class=\"elementor-image-box-description\">Trabaje en mejorar su puntuaci\u00f3n crediticia antes de solicitar un pr\u00e9stamo. Pagar sus facturas a tiempo, reducir las deudas en sus tarjetas de cr\u00e9dito y minimizar nuevas consultas de cr\u00e9dito puede ayudarle a mejorar su solvencia.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d71516 apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"0d71516\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ahorre para un Pago Inicial M\u00e1s Grande<\/h3><p class=\"elementor-image-box-description\">Aunque un pago inicial de 20% es ideal, ahorrar para un pago inicial m\u00e1s grande puede reducir su relaci\u00f3n pr\u00e9stamo-valor y ayudarle a negociar mejores t\u00e9rminos para el pr\u00e9stamo.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4c5908 apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"d4c5908\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Compare Prestamistas Hipotecarios<\/h3><p class=\"elementor-image-box-description\">No se conforme con el primer prestamista que encuentre. Busque y compare prestamistas para encontrar el que ofrezca las tasas y t\u00e9rminos m\u00e1s competitivos. Encontrar el socio prestamista correcto le puede ahorrar mucho dinero durante la vida del pr\u00e9stamo.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cd5bda apply-wt-box animated-slow elementor-invisible elementor-widget elementor-widget-image-box\" data-id=\"8cd5bda\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"> Considere Puntos Hipotecarios<\/h3><p class=\"elementor-image-box-description\">Los puntos hipotecarios le permiten pagar cuotas adicionales por adelantado para reducir su tasa de inter\u00e9s. Si usted planea permanecer en su casa por un largo per\u00edodo de tiempo, pagar con puntos hipotecarios para reducir su tasa de inter\u00e9s puede darle importantes ahorros a largo plazo.\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72315e0 pad100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72315e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c423b64\" data-id=\"c423b64\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-016cc7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"016cc7b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5492ba6\" data-id=\"5492ba6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5860511 main-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5860511\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes Acerca de Pr\u00e9stamos Convencionales\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d47f4b animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3d47f4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los pr\u00e9stamos convencionales son una opci\u00f3n vers\u00e1til y ampliamente usada por los propietarios de vivienda. Con tasas de inter\u00e9s competitivas, t\u00e9rminos flexibles y varios programas de pr\u00e9stamo, estos proporcionan una base s\u00f3lida para alcanzar el sue\u00f1o de poseer un hogar. Sin embargo, es crucial entender los requerimientos de calificaci\u00f3n y considerar las ventajas y desventajas antes de comprometerse a un pr\u00e9stamo convencional.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a673f6 faq-col  animated-slow elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"2a673f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4441\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-4441\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfLos pr\u00e9stamos convencionales son solo para comprar casa? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4441\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-4441\"><p>No, los prestatarios pueden usar los pr\u00e9stamos convencionales para refinanciar hipotecas existentes o financiar propiedades de inversi\u00f3n.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4442\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-4442\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfPuedo usar un pr\u00e9stamo convencional para propiedades de inversi\u00f3n?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4442\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-4442\"><p>S\u00ed, usted puede usar los pr\u00e9stamos convencionales para financiar propiedades de inversi\u00f3n. Sin embargo, recuerde que los requerimientos espec\u00edficos como un pago inicial m\u00e1s alto y criterios de calificaci\u00f3n m\u00e1s estrictos pueden aplicar.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4443\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-4443\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1l es la puntuaci\u00f3n crediticia m\u00ednima requerida para un pr\u00e9stamo convencional?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4443\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-4443\"><p>\u00a0Los requerimientos de puntuaci\u00f3n crediticia m\u00ednima var\u00edan dependiendo del prestamista y el programa de pr\u00e9stamos. Generalmente se recomienda una puntuaci\u00f3n crediticia de 620 o m\u00e1s alta para pr\u00e9stamos convencionales.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4444\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-4444\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1nto tiempo toma el proceso de un pr\u00e9stamo convencional? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4444\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-4444\"><p>El tiempo del proceso puede variar. Puede tomar de 4-5 d\u00edas desde la solicitud hasta el cierre. La verificaci\u00f3n de documentos, valoraci\u00f3n de la propiedad y underwriting tambi\u00e9n pueden afectar el tiempo.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4445\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-4445\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfEs posible refinanciar un pr\u00e9stamo convencional?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4445\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-4445\"><p>\u00a0S\u00ed, es posible refinanciar un pr\u00e9stamo convencional. Refinanciar le permite reemplazar su pr\u00e9stamo existente con uno nuevo, potencialmente con una tasa de inter\u00e9s m\u00e1s baja o con diferentes condiciones.\u00a0\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46a20d4 pad100 pt0 cta-sec paso-cta-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46a20d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-06b0f62\" data-id=\"06b0f62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b228dd main-hd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2b228dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfEst\u00e1 listo para dar el siguiente paso?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e57b5 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d3e57b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Ahora que tiene un mejor entendimiento de los pr\u00e9stamos convencionales, est\u00e1 listo para tomar el siguiente paso. Nuestro equipo de expertos en pr\u00e9stamos hipotecarios est\u00e1 listo para guiarlo en cada paso del camino hacia la casa de sus sue\u00f1os.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a15f12a defbtn animated-slow elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"a15f12a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/prospermortgages.com\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Cont\u00e1ctenos hoy!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Gu\u00eda Integral para los Pr\u00e9stamos Convencionales: Entendiendo las Opciones para Financiaci\u00f3n de Vivienda Descubra c\u00f3mo esta popular opci\u00f3n de hipoteca puede hacer realidad que sea due\u00f1o de una casa. Tome el primer paso hacia la casa de sus sue\u00f1os. \u00a1Cont\u00e1ctenos hoy! Los pr\u00e9stamos convencionales son uno de los m\u00e1s populares y m\u00e1s usados tipos de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":338,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1171","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pr\u00e9stamos Convencionales: Tipos, Ventajas y Desventajas. 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